Month: June 2015

Under the bankruptcy laws, it is acknowledged that, at some time prior to filing for bankruptcy, you formed the intent to file for bankruptcy.  Therefore, once you have made the decision to file bankruptcy, continuing to use credit is considered an abuse of your...

Under the Bankruptcy Code, you have certain rights and protection as a debtor in bankruptcy.  Although limited, your creditors also have certain rights and protections.  Your bank is a creditor and banks, credit unions and other financial institutions may...

Courtesy of the National Consumer Law Center and the State Bar of New Mexico Do I Still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?Yes and No.The term "secured debt" applies when you give the lender a mortgage, deed of trust or lien on property as...