Whether individuals file Chapter 7 or Chapter 13 bankruptcy, they will have to complete a considerable amount of paperwork to obtain the debt relief they need. When filling out this paperwork, one critical step individuals must take is to list all of their monthly...
Month: April 2020
What is revolving debt?
In a recent blog post, we discussed the potential dangers of credit card debt. This report also found that the total credit card debt in the United States reached an all-time high at the end of 2019.Since most adults have at least one credit card, they are often well...
Tips: How to negotiate with creditors
In a recent blog post, we discussed how individuals can manage their debt when unemployed. One of the first steps involves negotiating a different payment plan with creditors.There is no doubt that speaking with creditors can be overwhelming. So, here are some tips to...
Job loss isn’t the end of the road
Times are tough, but it may be comforting to know that many others are in the same boat. As unemployment continues to skyrocket across New Mexico, you may have reasonable concerns about your family's emotional and financial well-being. That's especially the case if...
Does the wage gap lead to a debt gap as well?
Since the 1960s, women have come a long way in the fight for equality in the home and the workforce. However, it is still a reality that a majority of women earn an average of 80% to the dollar that men earn.The existence of the gender pay gap can be frustrating for...
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