Like many New Mexico residents, you likely have your finances on your mind. However, rather than the simple thought of reviewing your savings or checking account, you may think about money constantly throughout the day. You may think of your debt as you buy lunch or...
Year: 2019
Post-bankruptcy: Beware of credit repair scams
Credit is one of the main concerns individuals have when they file bankruptcy. They fret over how bankruptcy will impact their credit, credit score, and many future opportunities that involve credit, such as obtaining a mortgage.After receiving a fresh start through...
How can you know if Chapter 7 or Chapter 13 is right for you?
It is not easy to make the choice to file for bankruptcy. Maybe you made this choice after months of struggling to keep up, or maybe you are tired of dealing with constant contact from creditors and debt collectors. You've had enough, and you're ready to seek a better...
What is a reaffirmation agreement?
Filing Chapter 7 bankruptcy can help individuals find the relief they need from the debt that weighs on their shoulders. However, the bankruptcy process can involve several additional details, documents and agreements, that can make this process even more complex.So,...
Financial crisis symptoms that warrant Chapter 7 exploration
Many married couples in New Mexico are also in business together. In fact, some spouses were business partners long before they decided to become life partners, as well. If you and your spouse own a business together, you've likely encountered financial challenges at...
How could bankruptcy affect a veteran’s disability benefits?
Unfortunately, the soldiers who dedicate their lives to serving our country often face significant financial struggles after they complete their duty. These struggles only become more of a challenge for veterans who have disabilities. Bankruptcy can help many...
Is filing for Chapter 7 bankruptcy worth it?
When in serious debt, most relief options sound appealing -- that is, outside of filing for bankruptcy. Bankruptcy is something that you and many other New Mexico residents may feel like you need to avoid as you have likely heard nothing more than horror stories about...
Ultimate Guide to Credit Counseling
Do you have questions about your credit counseling courses? This guide, provided by CC Advising, gives you all the details you need to know regarding what to expect from your courses and how to complete them. Ultimate Guide to Credit Counseling.
When should you use a secured credit card?
Filing bankruptcy can help individuals find the debt relief they need and obtain a new financial start in their life. However, many people worry how bankruptcy will affect their credit score—and therefore, many future financial opportunities.While it is true...
Seeking a mortgage after bankruptcy: What you need to know
For many Americans, buying a house is a huge milestone in their adult lives. It is a milestone of their financial independence. A home is without a doubt one of the (if not THE) most expensive assets that someone will own in their lifetime.This is why people worry...
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