As New Mexico residents prepare for the holidays and the start of a new year, it is common to reflect on the past year. This practice is widespread, with even the government and courts gathering data on the events of the year – especially in terms of finances. So,...
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Year: 2022
Free $20,000 to Avoid Foreclosure!
by Elizabeth Friedenstein | Nov 8, 2022 | Bankruptcy
By Elizabeth Friedenstein, Associate Attorney, Giddens + Gatton Law, P.C. Are you facing foreclosure? New Mexico has up to $20,000 available in FREE money to help homeowners! The Homeowner Assistance Fund is a federal program to help homeowners impacted by COVID-19...
Dispelling myths about bankruptcy and your credit
On Behalf of Giddens & Gatton Law, P.C. | Sep 14, 2022 | Bankruptcy
There are countless myths when it comes to bankruptcy. Many people believe myths such as only financially irresponsible people file bankruptcy, or that filing means they will lose everything. Some of the most common myths surround your credit. Here, we will discuss...
5 debts that are not discharged in Chapter 7
On Behalf of Giddens & Gatton Law, P.C. | Jul 5, 2022 | Chapter 7 Bankruptcy
Filing bankruptcy is an option that many people in New Mexico choose to help them manage their debts and gain a fresh financial start. This fresh start is often made possible with the discharge, where the court eliminates your debts. However, a Chapter 7 bankruptcy...
How common is bankruptcy?
On Behalf of Giddens & Gatton Law, P.C. | May 10, 2022 | Bankruptcy
Dealing with debt and financial issues can feel very isolating. You might feel like the only person struggling as you try to escape the pressures of debt. This isolation can make it seem like debt is not a common issue, or that bankruptcy is not a common solution. Is...
Will you lose your government benefits in bankruptcy?
On Behalf of Giddens & Gatton Law, P.C. | Apr 6, 2022 | Bankruptcy
The federal government has many programs available to assist citizens and their families if they face financial hardships. This financial assistance can make a big difference for families struggling to make ends meet. However, the United States Census Bureau reports...
What happens to the family farm in bankruptcy?
On Behalf of Giddens & Gatton Law, P.C. | Feb 22, 2022 | Bankruptcy, Chapter 12 Bankruptcy
Unfortunately, it is common for individuals in the agriculture industry to face financial challenges in today’s world. Family farms work hard to provide New Mexico residents with some of the most basic needs, yet they may be struggling to pay their bills and secure...
Is there a right time to file bankruptcy?
On Behalf of Giddens & Gatton Law, P.C. | Jan 13, 2022 | Bankruptcy
Financial struggles can crop up quickly and often without warning. Thankfully, there are various options that you can pursue to find relief from debt and get a fresh start. However, many New Mexicans considering these options often wonder: when is it the right time to...
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