It is not easy to make the choice to file for bankruptcy. Maybe you made this choice after months of struggling to keep up, or maybe you are tired of dealing with constant contact from creditors and debt collectors. You've had enough, and you're ready to seek a better...
- Home » Category: "Chapter 13 Bankruptcy" (Page 2)
Chapter 13 Bankruptcy
When should you use a secured credit card?
On Behalf of Giddens & Gatton Law, P.C. | Aug 22, 2019 | Chapter 13 Bankruptcy
Filing bankruptcy can help individuals find the debt relief they need and obtain a new financial start in their life. However, many people worry how bankruptcy will affect their credit score—and therefore, many future financial opportunities.While it is true...
A breakdown of Chapter 13 repayment plans
On Behalf of Giddens & Gatton Law, P.C. | May 7, 2019 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a versatile and flexible debt-relief tool that allows many individuals, or married couples, to achieve meaningful debt relief. While many confuse the Chapter 13 repayment plan with debt consolidation programs or similar schemes, the repayment...
Bankruptcy rates climb among older Americans
On Behalf of Giddens & Gatton Law, P.C. | Oct 11, 2018 | Chapter 13 Bankruptcy
Overall, consumer bankruptcy filings have remained relatively steady across America. For one demographic, however, the rate of bankruptcies has more than tripled since 1991: retirees over the age of 65. More than 12 percent of filers are now age 65 and older, up from...
Good news may be on the way for defrauded student loan borrowers
On Behalf of Giddens & Gatton Law, P.C. | Sep 25, 2018 | Chapter 13 Bankruptcy
A recent court decision may mean that much-needed debt relief will finally be on the way for students defrauded by unscrupulous for-profit colleges and universities. The decision, handed down by a federal judge earlier this month, finds that the U.S. Department of...
Consumer medical debt still driving bankruptcy filings
On Behalf of Giddens & Gatton Law, P.C. | Sep 18, 2018 | Chapter 13 Bankruptcy
Medical debt - and medical debt collection - are both billion-dollar industries in America. Our healthcare system, such as it is, means that millions and millions of us have insurance coverage, yet costs of medications, treatments and physician visits still put...
Be cautious when tapping in to home equity
On Behalf of Giddens & Gatton Law, P.C. | Sep 7, 2018 | Chapter 13 Bankruptcy
Financial data provider Black Knight reports that Americans are sitting on nearly $6 billion in home equity value. Though those assets are obviously impressive, more people are making poor choices when it comes to how - and if - to spend their home equity.Ideally,...
When medical creditors come knocking, consider bankruptcy
On Behalf of Giddens & Gatton Law, P.C. | Aug 23, 2018 | Chapter 13 Bankruptcy
Millions of Americans struggle with overwhelming medical debt. It is quite common for families to start crowdfunding pages to get help with medical expenses, to take out personal loans, to max out credit cards and more just to get the bills paid. Sometimes, though,...
Struggling with credit card debt? Chapter 13 might be an option
On Behalf of Giddens & Gatton Law, P.C. | Jul 24, 2018 | Chapter 13 Bankruptcy
Anyone in New Mexico who is facing serious financial problems is definitely not alone in the struggle. In fact, tens of thousands of people throughout the nation are currently going through similar situations. Credit card debt is often a causal factor when finances...
Erase bad debt with the help of bankruptcy
On Behalf of Giddens & Gatton Law, P.C. | Jul 5, 2018 | Chapter 13 Bankruptcy
Debt could be either good or bad depending on the intentions of the debtor. For example, a mortgage loan that has a payment within 36 percent of the borrower's monthly income would be a good debt. On the other hand, if the payment on a New Mexico property is more than...
Categories
- Bankruptcy (166)
- Business Formation (8)
- Business Law (32)
- Chapter 11 Bankruptcy (27)
- Chapter 12 Bankruptcy (1)
- Chapter 13 Bankruptcy (40)
- Chapter 7 Bankruptcy (78)
- Commercial Real Estate (13)
- Creditor Defense (16)
- Creditor's Rights (18)
- Debt (2)
- Firm News (5)
- Foreclosure (12)
- Real Estate (14)
- Tax Debt (5)
- Tax Law (4)
Archives
- February 2023 (1)
- January 2023 (1)
- December 2022 (1)
- November 2022 (1)
- September 2022 (1)
- July 2022 (1)
- May 2022 (1)
- April 2022 (1)
- February 2022 (1)
- January 2022 (1)
- December 2021 (1)
- November 2021 (1)
- October 2021 (1)
- September 2021 (1)
- July 2021 (1)
- June 2021 (2)
- May 2021 (1)
- April 2021 (1)
- March 2021 (3)
- February 2021 (1)
- November 2020 (1)
- October 2020 (1)
- July 2020 (1)
- June 2020 (3)
- May 2020 (5)
- April 2020 (5)
- March 2020 (2)
- February 2020 (5)
- January 2020 (4)
- December 2019 (1)
- November 2019 (3)
- October 2019 (3)
- September 2019 (1)
- August 2019 (6)
- July 2019 (2)
- June 2019 (2)
- May 2019 (4)
- April 2019 (4)
- March 2019 (4)
- February 2019 (3)
- January 2019 (6)
- December 2018 (4)
- November 2018 (4)
- October 2018 (7)
- September 2018 (6)
- August 2018 (9)
- July 2018 (7)
- June 2018 (5)
- May 2018 (3)
- April 2018 (2)
- March 2018 (3)
- February 2018 (4)
- January 2018 (3)
- December 2017 (2)
- September 2017 (3)
- August 2017 (3)
- July 2017 (1)
- June 2017 (3)
- May 2017 (1)
- April 2017 (2)
- March 2017 (4)
- February 2017 (1)
- January 2017 (3)
- December 2016 (1)
- November 2016 (3)
- October 2016 (2)
- September 2016 (3)
- August 2016 (2)
- July 2016 (3)
- June 2016 (1)
- May 2016 (2)
- March 2016 (3)
- February 2016 (1)
- November 2015 (1)
- October 2015 (1)
- September 2015 (2)
- June 2015 (3)
- May 2015 (2)
- April 2015 (2)
- March 2015 (1)
- February 2015 (10)
- January 2015 (12)
- December 2014 (7)
- November 2014 (7)
- October 2014 (10)
- September 2014 (4)
- August 2014 (8)
- July 2014 (4)
- June 2014 (10)
- May 2014 (9)
- April 2014 (12)
- March 2014 (3)
- February 2014 (11)
- January 2014 (6)
- November 2013 (9)
- October 2013 (14)
- September 2013 (6)
- August 2013 (3)